Terms and Conditions
Mulah Captial Terms and Conditions
Effective Date: May 27, 2025
These Terms and Conditions govern your use of the Mulah Capital platform and services. By accessing or using mulahcapital.com, you agree to be bound by these terms.
1. Acceptance of Terms
By using mulahcapital.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, you are prohibited from using mulahcapital.com.
2. Ownership and Agreement to Terms
Mulah Capital operates its services and website (collectively, the “Platform”) to provide small business financing solutions and related offerings (“Services”). By using our Platform or submitting a credit application, you (the individual user and/or the business entity represented) agree to be bound by these Terms of Use (the “Agreement”). Mulah Capital is not a financial advisor or legal consultant; we encourage you to seek independent advice before making financial decisions.
3. Modifications to Terms
We reserve the right to amend these Terms at any time. Updated versions will be posted on our website with a revised “Last Updated” date. Your continued use of our Services indicates your acceptance of the updated terms.
4. Authorization for Credit and Background Checks
By applying for Services, you authorize Mulah Capital and its partners to obtain personal and business credit reports, conduct background checks, and verify information to assess eligibility and service your credit. You may request disclosure of whether a credit report was obtained.
5. Account Registration and Security
Some parts of the Platform require account creation. You are responsible for safeguarding your login credentials and agree to notify us immediately of any unauthorized use.
6. Privacy and Data Use
Your use of the Platform is subject to our Privacy Policy, which outlines our practices on data collection, usage, and sharing. We utilize cookies and analytics tools to enhance user experience and may use your browsing data for advertising purposes. You can manage preferences through provided opt-out links.
7. Security and Acceptable Use
While we implement industry-standard safeguards, we cannot guarantee complete security. You agree not to engage in activities that compromise the integrity, security, or accessibility of our systems.
8. Identity Verification
Federal regulations require us to verify your identity. You agree to provide necessary documentation and authorize us to share it with third parties for validation purposes.
9. Intellectual Property Rights
All Platform content, software, and design are owned by Mulah Capital and protected by intellectual property laws. You may not copy, alter, or use our content without prior written permission.
10. Electronic Communication Consent
By using our Services, you consent to receive communications from us electronically, including agreements, notices, and disclosures.
11. Marketing and Contact Consent
By providing contact details, you consent to receive marketing and service-related communications from Mulah Capital via phone, email, and text. You may opt out as detailed in our Privacy Policy.
12. SMS Terms
If you opt into SMS notifications, you agree to receive texts related to your application and account. Standard message and data rates may apply. You can opt out by replying “STOP” to any message.
13. Instant Funding
Instant funding is available with select banks and debit cards. Terms, limits, and eligibility conditions apply. We do not retain your debit card data.
14. Copyright Infringement Claims
If you believe content on our Platform infringes your copyright, submit a DMCA notice to legal@mulahcapital.com.
15. Third Party Content
Our Platform may contain links to third-party sites. We are not responsible for their content or practices. Engaging with them is at your own risk.
16. Pre-Dispute Notice Requirement
Before initiating a claim, you agree to notify us in writing, allowing 30 days for resolution.
17. Arbitration and Class Action Waiver
Any dispute shall be resolved through binding individual arbitration, not court or class action, per the Federal Arbitration Act. Either party may initiate arbitration through AAA or JAMS. Small claims court remains an option.
18. Accessibility
Users requiring accommodations to access Services may contact us at support@mulahcapital.com.
18. Limitations and Legal Provisions
Liability: We are not liable for indirect or incidental damages.
Warranty: Services are provided “as-is” without warranty.
Governing Law: This Agreement is governed by the laws of the State of Delaware.
Indemnification: You agree to indemnify us against any claims arising from your use of the Platform.
IP Protection: You may not use our intellectual property without written consent.
User Submissions: We may use your submitted feedback or reviews as we see fit.
Access and Choices: You may access or update your personal data by contacting us. You may opt out of promotional emails via unsubscribe links.
19. Contact Us
For questions, email us at support@mulahcapital.com or write to:
Mulah Capital
Customer Support Team
123 Capital Way, Suite 100
New York, NY 10001